What You Do With Money Reveals Who You Are

Me and my cousin TA were diving into various monetary topics such as tipping, spending habits, and power control issues during my birthday outing.  We briefly touched on the topic what you do with money reveals who you are.  I had some more alone time and this is what I came up with.

  1. For people who work, money serves as a counter of how much time, energy, and other sacrifices they you have accumulated in the past.  Money is usually used to fulfill their needs.

  2. For some workers, work is meaningful and therefore money serves as a bonus to what they inherently enjoy doing.  There are doctors out there who enjoy helping others so much that they would still stick with the profession, even if their salary is halved.  They are in it because of the meaningful work, money is secondary.  Of course, there are those who would change profession if they knew they would only be making half.

  3. For others, where passion is absent from work, money serves as an investment into a better or different future.  People who work meaningless hours at the local gas station, in hopes of saving up and one day starting their own restaurant belong to this category.  They put up with things they don’t enjoy now, so one day they can be able to do what they enjoy.

  4. Some people put up with work so others around them can reap the benefits of having stable income to support their lives.  Most parents who start out with nothing, don’t have a choice in what they want to do.  They put up with doing dirty, physically straining, low-paying jobs that no one else wants.  All the time they wasted on doing something they don’t enjoy is actually an investment into the future of their own kids.

  5. People who gamble have the belief that they can multiply the amount of money they have.  No one walks into a casino thinking that they will probably lose all the cash they brought.  There is even the chance that they will lose even more than what they intended to gamble with.  For one person to walk as a winner, there will probably be multiple others that must walk out as the loser.  Everyone wants to be the winner, yet the number of people who lose always outnumbers the number of people who lose.  For some reason, they are unconscious to this.

  6. People who are handed money, don’t see meaning in the things they buy.  With someone else’s money, they can buy anything they want.  Anything they want is easily thrown away because it was so easily attained.  There is no need to cherish or be grateful for something that they gave up nothing for.  If they lose something, they can always buy another one without putting out anything.  They only need to put out their hand and a rich mom or dad will provide more money.

  7. People who take other’s money, are extremely short-sighted.  They only see what they could do with that money.  When you take someone else’s money, its like unleashing a demon that will haunt you.  People will investigate, they will become suspicious of you, they will want to know the truth.  They will be relentless, they will demand justice, and they will raise their guard.  They won’t forget.  If you take money and it becomes public knowledge, you have essentially closed all doors to a bright future.

  8. People who borrow another’s money and return it, are opportunists.  They see borrowing money as an opportunity to help them out of a rut.  They see it as an opportunity to take advantage of a prosperous business endeavor.  Regardless, of whether the borrowed money serves it’s purpose or not, returning it strengthens the relationship between you and the lender.  Whether it be a bank or a rich relative, when you own up to what you say, you build credit for the future.  A friend is more likely to let you borrow $1,000 down the road, when in the past you have been good on repaying the $500 you owed them.

  9. People who borrow another’s money and don’t return it, are slowly burning down all the bridges in their life.  Every single time you borrow someone’s money and don’t return it, you have closed off that person from your life.  You don’t want to see them, because you don’t have any money to pay them back.  Every time you do see each other, it’s the one thing that will be on top of everyone’s mind.  Conversations may start on any topic, but it will always end on “where’s the money you promised to pay back?”  Your relationship has been put on hold until you can pay them back.  No meaningful conversations, life experiences, or memories will be created between you two until you have fulfilled your promise.

  10. People who lend out money to help others, transforms the lending process into a charitable act.  They realize that their money does more good in the hands of others as opposed to having the money just sit there in the bank.  They enjoy lives of plenty and prosperity, and wish the same outcome to all those around them.  They hope that with some extra cash, you can start walking down the path of your own dreams.

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